Resources for Open Enrollment

We have put together resources for you to help make benefit decisions.

• 2025 Open Enrollment Presentation
• 2025 Benefits Guide
• 2025 Medicare Presentation

Medical Plan Changes

• Network Plan:
  • Copay increase for Tier 2 PCP, Tier 1 Specialist, Emergency Room and Outpatient Hospital visits
• Tiered PPO:
  • Out-of-Pocket maximums increase to match HSA maximum increase
• One Step PPO (enrollment is limited to current plan participants only):
  • In-Network and Out-of-Network deductibles and In-Network Out-of-Pocket maximums increase to match HSA maximum increase

Health Savings Account

• Contribution maximums increase to$4,300 Individual / $8,550 Family
• Catch-up contributions for those age 55 and up, or turning age 55 in 2025, remain at $1,000.

Flexible Spending Account

• Make your election for 2025. You MUST make new FSA elections each year as elections do not roll over. Although 2025 IRS limits haven’t been released, you can elect up to the predicted maximum during open enrollment. If you elect the maximum and IRS limits are less than predicted, we will automatically adjust your election to the IRS maximum.

New Programs and Apps

• Level2 Diabetes Management Program – Work to improve your glucose beyond traditional type 2 diabetes care
• Calm App – Tools to help with stress, anxiety and sleep
• Calm Health App – Personalized digital mental health and support for UHC members